From motion to coverage, risk turned into data.
Three product lines that collect and interpret mobility data, turning it into risk management and financial solutions.
Motion into data, data into finance
RMS is a risk data pipeline that collects mobility data, interprets it as risk, and connects it to financial partners' decisions.
We read risk differently by target
RMS is a family of profiling products split by risk target. Each collects different data and reads a different nature of risk.
RMS
Profile-based risk probability from combined insurance & accident data
RMS I
OBD impact detection with automatic incident reporting (FNOL)
RMS II
Digital safety management for moving workplaces
Pet Ping
GPS tracking; anomaly detection from walk & feeding patterns
RMS II runs as a separate service in the safety-management domain. Explore RMS II →
From collection to financial decisions
Data isn't valuable by collection alone. RMS runs collect, refine, profile, and connect as one flow.
Collect
Collects OBD, telematics, trip logs, and insurance/accident data.
Refine
Refines heterogeneous data into a form ready for risk analysis.
Profile
Builds per-target profiles and analyzes risk probability.
Connect
Connects results to insurers' underwriting and claims decisions.
RISK PROFILING
We read risk as probability by combining insurance and accident data
- 01Data combination — Combines policy and accident-history data into a single profile.
- 02Risk probability — Analyzes likelihood of loss and its scale from the profile.
- 03Time-based risk — Reflects risk that varies by usage time and route.
- 04Product design support — Feeds results into insurers' product design and underwriting criteria.
OBD & AUTO FNOL
The vehicle reports its own accident — through to first notice of loss
- 01OBD impact detection — Detects impact via the in-vehicle device to recognize an accident.
- 02Auto FNOL — Auto-connects the detected accident to intake, closing the response gap.
- 03Immediate response — Passes situation and location to the responding party.
- 04Insurer linkage — Forwards accident info into the insurer's claims process.
Unbroken from intake to analysis
Accidents filed via FNOL connect to the group's AMS platform for reconstruction and claims-decision support.
How we work with financial partners
Data-driven underwriting
Refines underwriting criteria with trip and accident data.
Automated intake
Reduces intake delays and omissions via FNOL linkage.
Co-develop new products
Turns data-verified new risks into products.
Data scope and integration are decided per partner. Personal data is processed only within the bounds of law and contract.
Safety management for moving workplaces, made digital
RMS II is a digital safety-management service for delivery & logistics companies — daily checks, compliance, evidence, and legal defense in one system.
Where people and vehicles move together
RMS is split by risk target; RMS II covers safety management for workplaces where people and vehicles move together.
RMS
Risk probability from insurance & accident data
RMS II
Digital safety management for moving workplaces
Pet Ping
Anomaly detection via GPS tracking
The data pipeline and auto FNOL are handled by RMS · RMS I. Explore RMS →
Do any of these sound familiar?
Safety-management levels differ across branches and agencies.
Drivers work scattered — there's no way to verify daily checks.
Only when an inspection or accident hits do you scramble for evidence.
ASSESS
In operationTurns safety obligations into workflows, not checklists
- 01Compliance tracking — Auto-tracks schedules and fulfillment of training, health checks, vehicle inspection, and rest/work management.
- 02Risk assessment — Standardizes site risk assessments on templates.
- 03Contractor safety — Manages partner safety and council records in one place.
- 04Trip-pattern risk — Identifies high-risk routes and targets from trip data.
DEFEND
In operationPrepares the evidence you'll need for legal response in advance
- 01Law & precedent basis — Organizes response logic based on OSH law and precedent.
- 02Auto evidence assembly — Automatically gathers the evidence each case needs.
- 03Response history — Accumulates inspection/dispute history for the next response.
Handle inspector visits fully, by checklist
Manages inspection items as checklists and prints evidence per item instantly. No more hunting for documents on the day.
TBM & DAILY CHECK
In operationEven scattered drivers get checked every day
- 01Digital TBM — Runs pre-work toolbox meetings digitally; shares hazards and logs participation.
- 02Driver daily check — Checks safety-related daily items; records vehicle and health status.
- 03Remote drivers — Remote drivers complete checks digitally without gathering on-site.
- 04Evidence buildup — Daily TBM and check records accumulate as evidence.
The basics of safety are daily records
Daily checks and TBM records are the first thing verified in accidents and inspections. RMS II builds them daily with no field burden.
Field records become management metrics
- TBM · Daily-check logs
- Work · Trip records
- Training · Health-check history
- Vehicle inspection · Maintenance
- Site checks · Risk assessment
- Compliance status
- Site-level risk metrics
- Evidence documents
- Labor-inspection checklist
- Accident response materials
Prepare alongside safety management
Reduce risk with the system, transfer the rest with financial products — introduced together when you adopt RMS II.
Group accident insurance
Covers staff and driver injury risk at the corporate level.
Delivery Care · Total Loss
Covers losses arising in delivery and from vehicles.
Taekbae-Appa
The touchpoint with drivers — from safe-driving to insurance.
Adopt in three steps
Diagnose
We assess your safety-management system and level together.
Configure
We set the system to your structure and obligations.
Go live
We support staff training and onboarding.
We found the unseen risks, then built the coverage
Small Ticket finds new risks in data and builds financial products to transfer them. We guide coverage for moving people and companies.
First we recognized the risk, then we built the coverage
A record of risks conventional insurance didn't cover — verified with data and built into products.
Coverage matched to the target
Drivers · Individuals
FOR DRIVERSCoverage for those whose work is delivery and driving.
Delivery Care
Insurance and care service for delivery drivers.
Driver insurance
Baseline cover for those who drive for a living.
RMS safe-driving insurance
Fair pricing verified by safe-driving data.
Corporate
FOR CORPORATEReduce risk with the safety system and transfer the rest via insurance.
Group accident insurance
Covers staff and driver injury risk at the corporate level.
Serious-accident cover
A corporate safeguard prepared alongside safety management.
RMS II safety mgmt
Before transfer, start with reducing accidents.
Vehicles · Lease
FOR VEHICLESFrom acquiring business vehicles to covering accident and total-loss risk.
Total loss insurance
Eases the burden of a vehicle total loss.
Vehicle lease consult
Business-vehicle leasing matched to your terms.
Partner finance
Connects partner financial services for workers.
Detailed coverage and terms are guided through consultation. Product notes and review information are available on each product page.
Find the risk
Finds risks conventional insurance misses in trip/accident data.
Partner with insurers
Designs coverage structure and rates with partner insurers.
Connect channels
Delivers to the right customer at the right moment via Taekbae-Appa and consultation.
Feed data back
Enrollment and accident data flow back into risk analysis.